You probably need less than you think to get here. Mesa and Gilbert homebuyers have access to several down payment assistance programs through the state of Arizona and Maricopa County, including statewide programs that offer up to 5% of the loan amount in assistance. These programs can be combined with low-down-payment mortgages like FHA (3.5%…
One of the most common reasons first-time buyers in Arizona put off purchasing a home isn’t credit. It isn’t income. It’s the down payment. The assumption that you need thousands of dollars saved before you can even start the process keeps a lot of qualified buyers on the sidelines longer than necessary. Here’s what most…
What Credit Score Do You Need to Buy a Home in Arizona? If you’ve ever Googled “what credit score do I need to buy a house,” you’re not alone. It’s one of the most common questions homebuyers ask — and honestly, one of the most misunderstood. The good news? You probably don’t need as high…
