Homeownership is an exciting journey that all starts right here. We can help guide you through the process of investing in your new home, where you will create lasting memories and experience even more milestones in your life. Buying a home is no small feat, but it does not have to be a stressful one. We are here to walk you through every step of this thrilling adventure; our family is here to help yours.

We work as a team – constantly learning, engaging, and evolving. Everyone is tasked with being a problem solver, innovator, and team player so that we consistently meet deadlines and get you into your new home quickly and smoothly.

Your Partners Along The Home-Buying Path

Loan Officer

Your bff in the loan process. Your loan officer helps you through the entire home buying process from pre-approval, to deciding what type of mortgage works best for you, to closing. They gather documents, structure your file, and give you updates. They also work with a processor that ensures your application is completed accurately and an underwriter who ultimately decides whether your loan is approved or denied. Your loan officer will communicate with you about important loan updates and answer all of your questions along the way.

Real Estate Agent

Your real estate agent assists you in your home search and helps to negotiate with the listing agent (the seller’s real estate agent) to find an offer that both parties can agree to. If you are unsure of where to start, your loan officer can suggest an agent they trust.

Processor

Gathers all needed details and documents for the loan, orders reports, and provides everything to the underwriter.

Underwriter

Uses all provided documentation and reports to determine if the loan can be approved.

Home Inspector

Thoroughly tours the house you wish to buy to determine what repairs may need to be done prior to purchase. These are the partners that will identify structural and safety issues in the home to be purchased.

Appraiser

Assesses the monetary value of the house and property you choose to help determine the loan amount. They aren’t looking at your choice of wall color, they are checking the number of bedrooms, material upgrades, etc.

Title & Escrow Company

Verifies that you are buying a legitimate piece of property that is clear of liens and other issues. They are the objective third party between buyer, seller, and lender that ensures the contract is closely followed and that money goes to all the correct places.

Closing Agent

Confirms the purchase amount and oversees the legal transfer of funds and title ownership between you and the seller. This is who will keep you company and review papers with you while you sign your name 30 times on closing day.