While in the mortgage process please do NOT do the following. If you do any of the following, it may put you at risk of not having an approved mortgage.

  1. Thou shall not change jobs or become self-employed
  2. Thou shall not buy a car, truck, van, motorcycle, boat, RV, or any other type of vehicle
  3. Thou shall not make a substantial credit card purchase or let payments fall behind
  4. Thou shall not spend the money needed for your down payment
  5. Thou shall not buy furniture before you buy your home
  6. Thou shall not originate any new inquiries on your credit report
  7. Thou shall not make any large deposits into your bank account
  8. Thou shall not change bank accounts
  9. Thou shall not co-sign for anyone
  10. Thou shall not purchase ANYTHING outside of normal day-to-day items until after closing

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