While in the mortgage process please do NOT do the following. If you do any of the following, it may put you at risk of not having an approved mortgage.
- Thou shall not change jobs or become self-employed
- Thou shall not buy a car, truck, van, motorcycle, boat, RV, or any other type of vehicle
- Thou shall not make a substantial credit card purchase or let payments fall behind
- Thou shall not spend the money needed for your down payment
- Thou shall not buy furniture before you buy your home
- Thou shall not originate any new inquiries on your credit report
- Thou shall not make any large deposits into your bank account
- Thou shall not change bank accounts
- Thou shall not co-sign for anyone
- Thou shall not purchase ANYTHING outside of normal day-to-day items until after closing
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