Home Sweet Loans, Arizona Mortgage Broker
Morgages For Home Owners
A mortgage professional can help homeowners in multiple different ways. The first and obvious way is to help you buy a home. Whether you're buying a home for the first time or the tenth time or more, it helps to have a reliable and knowledgeable mortgage professional on your home-buying team.
Yet, other ways we can help you include methods for getting much-needed cash, whether it's to improve your home or for other reasons. I can also help you consolidate debt to lower the average interest rate for all your combined debt and increase your monthly cash flow.
FHA Loans
FHA Loans are the most common loans for first-time home buyers, and individuals with low credit scores or limited financial means.
VA Loans
Learn about VA loans for US veteran home buyers, VA Cash Out Loan and VA Streamline Refinance Loans (IRRRLs)
Conventional Loans
Conventional loans are offered by private lenders such as banks, credit unions, or mortgage companies. Learn more here.
USDA Loans
USDA loans are offered by the United States Department of Agriculture (USDA) to stimulate growth in rural and suburban communities.
Jumbo Loans
A Jumbo Loan or Mortgage is a loan for higher-priced homes. The threshold is determined by the FHFA in each county.
Construction Loans
If the home you want is not on the market, then build the home you want, and a construction loan can help you get there.
Renovation Loans
Update a home or rental to increase its value and make it more modern with a renovation loan.
Home Equity Line of Credit (HELOC)
A HELOC provides borrowers the opportunity to gain funding by using the equity in their home.
Reverse Mortgage
A reverse mortgage allows homeowners aged 62+ to borrow money against the equity they have built up in their homes.
Hard Money Loan
Also known as "Private Money" or "Private Lending". This can be used with other options are not available.
Fixed Rate Mortgage
The most common type of loan program, where monthly principal and interest payments never change during the life of the loan.
Adjustable Rate Mortgage
Loans where the interest rate can vary during the term of the loan. After an initial fixed-rate period, the rate can adjust based on market conditions.
(Refinancing)
More information coming soon.
(Cash-Out Refinance)
More information coming soon.
(Consolidate Debt)
More information coming soon.
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